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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,911 | $65,367+55.9% | $92,915+9.7% | $72,976+39.7% |
| Participation rate | 65.0% | 68.3%-3.3pp | 76.0%-11.0pp | 69.5%-4.5pp |
| Annual return | 23.39% | 42.11%-18.7pp | 109.45%-86.1pp | 81.02%-57.6pp |
| Employer contribution / active EE | $0 | $2,594-100.0% | $3,653-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $4,043 | $3,128+29.3% | $4,238-4.6% | $3,608+12.1% |
| Admin fee / account holder | $1,590 | $4,251-62.6% | $5,796-72.6% | $5,124-69.0% |