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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,646 | $96,731-52.8% | $123,973-63.2% | $86,983-47.5% |
| Participation rate | 35.8% | 70.0%-34.2pp | 76.7%-40.9pp | 69.5%-33.7pp |
| Annual return | 13.05% | 17.33%-4.3pp | 388.13%-375.1pp | 25.83%-12.8pp |
| Employer contribution / active EE | $1,093 | $3,297-66.8% | $4,126-73.5% | $2,584-57.7% |
| Participant deferral / active EE | $2,226 | $4,152-46.4% | $5,247-57.6% | $4,194-46.9% |
| Admin fee / account holder | $1,743 | $8,722-80.0% | $11,799-85.2% | $7,856-77.8% |