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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,646 | $89,259-48.9% | $107,187-57.4% | $82,637-44.8% |
| Participation rate | 35.8% | 67.9%-32.1pp | 75.0%-39.2pp | 68.1%-32.3pp |
| Annual return | 13.05% | 21.02%-8.0pp | 204.55%-191.5pp | 53.51%-40.5pp |
| Employer contribution / active EE | $1,093 | $3,080-64.5% | $3,782-71.1% | $2,552-57.2% |
| Participant deferral / active EE | $2,226 | $4,037-44.9% | $5,096-56.3% | $4,126-46.1% |
| Admin fee / account holder | $1,743 | $7,381-76.4% | $9,162-81.0% | $7,339-76.3% |