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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,310 | $60,349+21.5% | $74,184-1.2% | $62,881+16.6% |
| Participation rate | 68.0% | 72.7%-4.7pp | 76.6%-8.6pp | 69.3%-1.3pp |
| Annual return | 5.68% | 21.38%-15.7pp | 17.74%-12.1pp | 20.14%-14.5pp |
| Employer contribution / active EE | $417 | $1,680-75.2% | $2,370-82.4% | $2,281-81.7% |
| Participant deferral / active EE | $1,808 | $2,856-36.7% | $3,550-49.1% | $3,203-43.6% |
| Admin fee / account holder | $1,021 | $4,261-76.0% | $5,586-81.7% | $4,296-76.2% |