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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,543 | $100,811+13.6% | $86,698+32.1% | $134,545-14.9% |
| Participation rate | 71.4% | 79.0%-7.5pp | 76.6%-5.2pp | 81.2%-9.8pp |
| Annual return | -12.60% | 29.11%-41.7pp | 35.96%-48.6pp | 418.37%-431.0pp |
| Employer contribution / active EE | $594 | $3,490-83.0% | $2,837-79.1% | $4,742-87.5% |
| Participant deferral / active EE | $3,037 | $5,339-43.1% | $4,656-34.8% | $6,401-52.6% |
| Admin fee / account holder | $3,187 | $10,926-70.8% | $7,492-57.5% | $11,431-72.1% |