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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,395 | $56,197+14.6% | $67,652-4.8% | $59,633+8.0% |
| Participation rate | 72.0% | 71.5%+0.5pp | 75.7%-3.7pp | 68.7%+3.3pp |
| Annual return | 1.10% | 18508.10%-18507.0pp | 6625.40%-6624.3pp | 2041.45%-2040.3pp |
| Employer contribution / active EE | $390 | $1,615-75.8% | $2,266-82.8% | $2,203-82.3% |
| Participant deferral / active EE | $1,692 | $2,844-40.5% | $3,560-52.5% | $3,192-47.0% |
| Admin fee / account holder | $678 | $3,958-82.9% | $4,821-85.9% | $4,297-84.2% |