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| Provider | Service type | Compensation |
|---|---|---|
Filed as: KESTRA ADVISORY SERVICES. Service code 27 · EIN 35-2552359 | Advisory (Plan) | $30,373 |
PACIFIC ADVISORY CAPITAL2 years Service code 27 500 S. GRAND AVE · LOS ANGELES, CA 90071 | Advisory (Plan) | $21,395 |
THE VANGUARD GROUP, INC.5+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $10,929 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,301 | $91,198+297.3% | $178,503+103.0% | $79,856+353.7% |
| Participation rate | 87.1% | 69.2%+17.8pp | 81.9%+5.1pp | 69.6%+17.4pp |
| Annual return | 15.05% | 24.20%-9.2pp | 151.12%-136.1pp | 31.71%-16.7pp |
| Employer contribution / active EE | $9,121 | $3,257+180.1% | $5,011+82.0% | $2,471+269.1% |
| Participant deferral / active EE | $6,300 | $3,237+94.6% | $5,202+21.1% | $3,741+68.4% |
| Admin fee / account holder | $575 | $6,748-91.5% | $13,987-95.9% | $5,306-89.2% |