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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,660 | $81,331+315.2% | $155,534+117.1% | $80,935+317.2% |
| Participation rate | 89.8% | 66.3%+23.6pp | 78.2%+11.6pp | 67.7%+22.2pp |
| Annual return | 12.86% | 33.37%-20.5pp | 64.92%-52.1pp | 35.66%-22.8pp |
| Employer contribution / active EE | $4,329 | $3,105+39.4% | $4,675-7.4% | $2,757+57.0% |
| Participant deferral / active EE | $8,505 | $3,454+146.2% | $5,630+51.0% | $4,299+97.8% |
| Admin fee / account holder | $39,057 | $7,999+388.3% | $15,900+145.6% | $6,924+464.1% |