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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,587 | $77,920+249.8% | $149,723+82.1% | $75,177+262.6% |
| Participation rate | 93.8% | 65.6%+28.3pp | 78.8%+15.1pp | 67.2%+26.6pp |
| Annual return | 17.00% | 31.72%-14.7pp | 134.50%-117.5pp | 160.75%-143.8pp |
| Employer contribution / active EE | $14,042 | $3,138+347.4% | $4,821+191.2% | $2,671+425.7% |
| Participant deferral / active EE | $7,280 | $3,411+113.4% | $5,682+28.1% | $4,126+76.4% |
| Admin fee / account holder | $29,642 | $5,951+398.1% | $13,215+124.3% | $5,651+424.5% |