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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,262 | $102,382+192.3% | $147,005+103.6% | $80,874+270.0% |
| Participation rate | 92.9% | 75.8%+17.0pp | 82.2%+10.7pp | 67.6%+25.2pp |
| Annual return | 15.65% | 134.89%-119.2pp | 418.76%-403.1pp | 35.62%-20.0pp |
| Employer contribution / active EE | $5,456 | $3,715+46.9% | $4,934+10.6% | $2,756+98.0% |
| Participant deferral / active EE | $10,869 | $6,646+63.5% | $8,070+34.7% | $4,297+152.9% |
| Admin fee / account holder | $19,185 | $7,942+141.6% | $13,006+47.5% | $6,935+176.6% |