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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,262 | $102,429+192.2% | $147,096+103.4% | $80,925+269.8% |
| Participation rate | 92.9% | 75.9%+17.0pp | 82.2%+10.7pp | 67.7%+25.2pp |
| Annual return | 15.65% | 135.02%-119.4pp | 419.75%-404.1pp | 35.65%-20.0pp |
| Employer contribution / active EE | $5,456 | $3,716+46.8% | $4,936+10.5% | $2,756+98.0% |
| Participant deferral / active EE | $10,869 | $6,649+63.5% | $8,071+34.7% | $4,299+152.8% |
| Admin fee / account holder | $19,185 | $7,957+141.1% | $13,005+47.5% | $6,940+176.4% |