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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,262 | $102,422+192.2% | $147,117+103.4% | $80,959+269.6% |
| Participation rate | 92.9% | 75.9%+17.0pp | 82.2%+10.7pp | 67.7%+25.2pp |
| Annual return | 15.65% | 135.16%-119.5pp | 420.54%-404.9pp | 35.67%-20.0pp |
| Employer contribution / active EE | $5,456 | $3,717+46.8% | $4,932+10.6% | $2,757+97.9% |
| Participant deferral / active EE | $10,869 | $6,652+63.4% | $8,065+34.8% | $4,300+152.7% |
| Admin fee / account holder | $19,185 | $7,953+141.2% | $12,993+47.7% | $6,925+177.0% |