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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,410 | $98,766+159.6% | $149,730+71.2% | $79,852+221.1% |
| Participation rate | 93.3% | 75.8%+17.6pp | 82.5%+10.9pp | 69.6%+23.7pp |
| Annual return | 10.35% | 27.43%-17.1pp | 276.70%-266.4pp | 31.72%-21.4pp |
| Employer contribution / active EE | $5,239 | $3,217+62.8% | $4,645+12.8% | $2,471+112.0% |
| Participant deferral / active EE | $10,408 | $5,681+83.2% | $6,843+52.1% | $3,740+178.3% |
| Admin fee / account holder | $6,437 | $6,052+6.4% | $9,310-30.9% | $5,306+21.3% |