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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,817 | $76,551-31.0% | $123,894-57.4% | $62,881-16.0% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | -3.10% | 18.68%-21.8pp | 47.52%-50.6pp | 20.14%-23.2pp |
| Employer contribution / active EE | $2,250 | $2,882-21.9% | $4,617-51.3% | $2,281-1.3% |
| Participant deferral / active EE | $3,288 | $4,840-32.1% | $5,984-45.1% | $3,203+2.7% |
| Admin fee / account holder | $11,349 | $4,826+135.2% | $8,357+35.8% | $4,296+164.2% |