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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,557 | $98,776-35.7% | $149,745-57.6% | $79,856-20.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | -6.74% | 27.38%-34.1pp | 276.72%-283.5pp | 31.71%-38.4pp |
| Employer contribution / active EE | $3,796 | $3,217+18.0% | $4,646-18.3% | $2,471+53.6% |
| Participant deferral / active EE | $3,710 | $5,681-34.7% | $6,843-45.8% | $3,741-0.8% |
| Admin fee / account holder | $11,453 | $6,053+89.2% | $9,312+23.0% | $5,306+115.8% |