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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,631 | $93,617+2.2% | $135,982-29.7% | $75,177+27.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | -6.32% | 30.89%-37.2pp | 68.32%-74.6pp | 160.75%-167.1pp |
| Employer contribution / active EE | $4,782 | $3,538+35.1% | $4,859-1.6% | $2,671+79.0% |
| Participant deferral / active EE | $5,335 | $6,406-16.7% | $7,760-31.3% | $4,126+29.3% |
| Admin fee / account holder | $7,067 | $6,980+1.2% | $10,767-34.4% | $5,651+25.0% |