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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,015 | $93,598+95.5% | $135,974+34.6% | $75,173+143.5% |
| Participation rate | 90.6% | 75.2%+15.4pp | 81.9%+8.7pp | 67.2%+23.4pp |
| Annual return | 13.47% | 30.89%-17.4pp | 68.30%-54.8pp | 160.72%-147.2pp |
| Employer contribution / active EE | $4,660 | $3,538+31.7% | $4,859-4.1% | $2,671+74.5% |
| Participant deferral / active EE | $8,513 | $6,405+32.9% | $7,760+9.7% | $4,126+106.3% |
| Admin fee / account holder | $4,778 | $6,978-31.5% | $10,767-55.6% | $5,651-15.4% |