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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,394 | $89,370+75.0% | $141,197+10.8% | $72,976+114.3% |
| Participation rate | 87.1% | 75.1%+12.0pp | 82.5%+4.6pp | 69.5%+17.6pp |
| Annual return | 0.13% | 111.88%-111.7pp | 71.41%-71.3pp | 81.02%-80.9pp |
| Employer contribution / active EE | $3,876 | $3,115+24.4% | $4,736-18.2% | $2,440+58.9% |
| Participant deferral / active EE | $6,690 | $5,419+23.5% | $6,710-0.3% | $3,608+85.4% |
| Admin fee / account holder | $1,438 | $5,957-75.9% | $10,265-86.0% | $5,124-71.9% |