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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,939 | $85,766+57.3% | $136,298-1.0% | $70,126+92.4% |
| Participation rate | 89.7% | 74.2%+15.5pp | 81.9%+7.7pp | 69.5%+20.1pp |
| Annual return | 13.30% | 31.46%-18.2pp | 5156.27%-5143.0pp | 73.15%-59.9pp |
| Employer contribution / active EE | $3,228 | $2,966+8.8% | $4,696-31.3% | $2,343+37.8% |
| Participant deferral / active EE | $7,016 | $5,051+38.9% | $6,247+12.3% | $3,332+110.6% |
| Admin fee / account holder | $11,679 | $5,421+115.4% | $9,244+26.3% | $4,645+151.4% |