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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,224 | $98,776+54.1% | $149,745+1.7% | $79,856+90.6% |
| Participation rate | 93.8% | 75.8%+18.0pp | 82.5%+11.3pp | 69.6%+24.1pp |
| Annual return | 6.46% | 27.38%-20.9pp | 276.72%-270.3pp | 31.71%-25.2pp |
| Employer contribution / active EE | $4,733 | $3,217+47.1% | $4,646+1.9% | $2,471+91.5% |
| Participant deferral / active EE | $7,799 | $5,681+37.3% | $6,843+14.0% | $3,741+108.5% |
| Admin fee / account holder | $13,027 | $6,053+115.2% | $9,312+39.9% | $5,306+145.5% |