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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,137 | $64,359+386.6% | $90,161+247.3% | $70,126+346.5% |
| Participation rate | 100.0% | 70.4%+29.6pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 12.67% | 28.13%-15.5pp | 34.89%-22.2pp | 73.15%-60.5pp |
| Employer contribution / active EE | $11,337 | $2,046+454.2% | $3,318+241.7% | $2,343+384.0% |
| Participant deferral / active EE | $2,319 | $4,389-47.2% | $5,287-56.1% | $3,332-30.4% |
| Admin fee / account holder | $7,914 | $3,945+100.6% | $5,943+33.2% | $4,645+70.4% |