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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,984 | $70,486+338.4% | $100,535+207.3% | $79,856+286.9% |
| Participation rate | 81.7% | 73.6%+8.0pp | 79.4%+2.3pp | 69.6%+12.0pp |
| Annual return | 9.64% | 21.90%-12.3pp | 30.90%-21.3pp | 31.71%-22.1pp |
| Employer contribution / active EE | $10,069 | $2,165+365.2% | $3,419+194.5% | $2,471+307.5% |
| Participant deferral / active EE | $2,108 | $5,182-59.3% | $6,271-66.4% | $3,741-43.7% |
| Admin fee / account holder | $3,833 | $4,480-14.4% | $8,085-52.6% | $5,306-27.8% |