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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,188 | $77,157+302.0% | $108,405+186.1% | $85,847+261.3% |
| Participation rate | 98.2% | 74.7%+23.5pp | 80.1%+18.1pp | 69.3%+28.9pp |
| Annual return | 10.43% | 44.55%-34.1pp | 905.55%-895.1pp | 318.61%-308.2pp |
| Employer contribution / active EE | $11,283 | $2,379+374.2% | $3,559+217.0% | $2,565+339.8% |
| Participant deferral / active EE | $2,500 | $5,567-55.1% | $6,563-61.9% | $3,952-36.7% |
| Admin fee / account holder | $9,942 | $5,174+92.2% | $7,297+36.3% | $6,261+58.8% |