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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,764 | $72,404+43.3% | $110,243-5.9% | $64,173+61.7% |
| Participation rate | 74.4% | 73.3%+1.0pp | 79.8%-5.5pp | 69.6%+4.8pp |
| Annual return | -7.85% | -6.29%-1.6pp | 314.76%-322.6pp | 7.63%-15.5pp |
| Employer contribution / active EE | $1,578 | $2,282-30.8% | $3,827-58.8% | $2,381-33.7% |
| Participant deferral / active EE | $4,911 | $3,469+41.6% | $4,672+5.1% | $3,470+41.5% |
| Admin fee / account holder | $10,129 | $5,664+78.8% | $8,548+18.5% | $4,887+107.3% |