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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,350 | $91,559+57.7% | $133,971+7.7% | $79,852+80.8% |
| Participation rate | 67.5% | 73.3%-5.8pp | 79.8%-12.3pp | 69.6%-2.1pp |
| Annual return | 13.40% | 61.85%-48.4pp | 45.09%-31.7pp | 31.72%-18.3pp |
| Employer contribution / active EE | $1,464 | $2,384-38.6% | $3,919-62.6% | $2,471-40.8% |
| Participant deferral / active EE | $4,552 | $3,734+21.9% | $5,047-9.8% | $3,740+21.7% |
| Admin fee / account holder | $7,471 | $6,321+18.2% | $8,929-16.3% | $5,306+40.8% |