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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,069 | $65,703+31.0% | $94,228-8.7% | $59,633+44.3% |
| Participation rate | 76.2% | 72.1%+4.1pp | 78.8%-2.6pp | 68.7%+7.5pp |
| Annual return | -3.83% | 5.22%-9.0pp | 10.68%-14.5pp | 2041.40%-2045.2pp |
| Employer contribution / active EE | $1,130 | $2,021-44.1% | $3,587-68.5% | $2,203-48.7% |
| Participant deferral / active EE | $4,118 | $3,143+31.0% | $4,320-4.7% | $3,192+29.0% |
| Admin fee / account holder | $3,932 | $4,264-7.8% | $6,269-37.3% | $4,297-8.5% |