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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,197 | $95,383+246.2% | $185,837+77.7% | $85,856+284.6% |
| Participation rate | 79.2% | 68.8%+10.4pp | 81.7%-2.5pp | 69.3%+9.8pp |
| Annual return | 14.86% | 23.59%-8.7pp | 122.08%-107.2pp | 318.58%-303.7pp |
| Employer contribution / active EE | $10,102 | $3,313+204.9% | $5,168+95.5% | $2,565+293.8% |
| Participant deferral / active EE | $5,652 | $3,423+65.1% | $5,568+1.5% | $3,952+43.0% |
| Admin fee / account holder | $39,702 | $7,213+450.5% | $16,241+144.4% | $6,261+534.2% |