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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,694 | $81,276+325.3% | $155,574+122.2% | $80,925+327.2% |
| Participation rate | 85.1% | 66.2%+18.9pp | 78.2%+6.9pp | 67.7%+17.4pp |
| Annual return | 14.23% | 33.36%-19.1pp | 64.87%-50.6pp | 35.65%-21.4pp |
| Employer contribution / active EE | $12,034 | $3,103+287.8% | $4,676+157.4% | $2,756+336.6% |
| Participant deferral / active EE | $6,854 | $3,453+98.5% | $5,629+21.8% | $4,299+59.4% |
| Admin fee / account holder | $13,788 | $7,993+72.5% | $15,914-13.4% | $6,940+98.7% |