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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,860 | $91,198+244.2% | $178,503+75.8% | $79,856+293.0% |
| Participation rate | 92.9% | 69.2%+23.6pp | 81.9%+10.9pp | 69.6%+23.2pp |
| Annual return | 16.33% | 24.20%-7.9pp | 151.12%-134.8pp | 31.71%-15.4pp |
| Employer contribution / active EE | $11,478 | $3,257+252.4% | $5,011+129.0% | $2,471+364.4% |
| Participant deferral / active EE | $6,606 | $3,237+104.1% | $5,202+27.0% | $3,741+76.6% |
| Admin fee / account holder | $5,340 | $6,748-20.9% | $13,987-61.8% | $5,306+0.6% |