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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,373 | $209,405+54.4% | $178,486+81.2% | $158,931+103.5% |
| Participation rate | 92.9% | 86.4%+6.5pp | 81.9%+10.9pp | 82.0%+10.9pp |
| Annual return | 22.68% | 188.77%-166.1pp | 151.08%-128.4pp | 302.86%-280.2pp |
| Employer contribution / active EE | $14,550 | $5,707+155.0% | $5,011+190.4% | $4,761+205.6% |
| Participant deferral / active EE | $7,232 | $5,954+21.5% | $5,202+39.0% | $5,982+20.9% |
| Admin fee / account holder | $27,249 | $17,076+59.6% | $13,985+94.9% | $11,247+142.3% |