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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,775 | $175,259+123.5% | $149,723+161.7% | $139,487+180.9% |
| Participation rate | 87.5% | 83.4%+4.1pp | 78.8%+8.7pp | 80.3%+7.2pp |
| Annual return | 17.94% | 166.82%-148.9pp | 134.50%-116.6pp | 373.84%-355.9pp |
| Employer contribution / active EE | $3,508 | $5,478-36.0% | $4,821-27.2% | $4,755-26.2% |
| Participant deferral / active EE | $6,595 | $6,522+1.1% | $5,682+16.1% | $6,713-1.7% |
| Admin fee / account holder | $899 | $16,158-94.4% | $13,215-93.2% | $11,407-92.1% |