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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $491,521 | $183,516+167.8% | $155,534+216.0% | $145,884+236.9% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 11.32% | 61.43%-50.1pp | 64.92%-53.6pp | 551.85%-540.5pp |
| Employer contribution / active EE | $1,058 | $5,315-80.1% | $4,675-77.4% | $4,662-77.3% |
| Participant deferral / active EE | $6,561 | $6,467+1.5% | $5,630+16.5% | $6,690-1.9% |
| Admin fee / account holder | $1,416 | $19,293-92.7% | $15,900-91.1% | $13,392-89.4% |