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| Provider | Service type | Compensation |
|---|---|---|
PACIFIC ADVISORY CAPITAL2 years Service code 27 500 S. GRAND AVE · LOS ANGELES, CA 90071 | Advisory (Plan) | $40,275 |
THE VANGUARD GROUP, INC.2 years Service code 15 · EIN 23-1945930 | Recordkeeping | $14,760 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,770 | $91,198+52.2% | $178,503-22.3% | $79,856+73.8% |
| Participation rate | 85.7% | 69.2%+16.5pp | 81.9%+3.8pp | 69.6%+16.1pp |
| Annual return | 14.72% | 24.20%-9.5pp | 151.12%-136.4pp | 31.71%-17.0pp |
| Employer contribution / active EE | $8,147 | $3,257+150.2% | $5,011+62.6% | $2,471+229.7% |
| Participant deferral / active EE | $5,437 | $3,237+68.0% | $5,202+4.5% | $3,741+45.3% |
| Admin fee / account holder | $618 | $6,748-90.8% | $13,987-95.6% | $5,306-88.3% |