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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,476 | $81,276+82.7% | $155,574-4.6% | $80,925+83.5% |
| Participation rate | 69.1% | 66.2%+2.8pp | 78.2%-9.1pp | 67.7%+1.4pp |
| Annual return | 15.12% | 33.36%-18.2pp | 64.87%-49.7pp | 35.65%-20.5pp |
| Employer contribution / active EE | $4,781 | $3,103+54.1% | $4,676+2.2% | $2,756+73.5% |
| Participant deferral / active EE | $10,579 | $3,453+206.4% | $5,629+87.9% | $4,299+146.1% |
| Admin fee / account holder | $82,938 | $7,993+937.6% | $15,914+421.2% | $6,940+1095.1% |