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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,551 | $84,236+32.4% | $170,435-34.5% | $70,126+59.1% |
| Participation rate | 61.2% | 70.8%-9.6pp | 83.6%-22.4pp | 69.5%-8.3pp |
| Annual return | 15.61% | 23.06%-7.5pp | 205.94%-190.3pp | 73.15%-57.5pp |
| Employer contribution / active EE | $2,748 | $3,387-18.9% | $5,432-49.4% | $2,343+17.3% |
| Participant deferral / active EE | $4,853 | $3,086+57.3% | $4,939-1.8% | $3,332+45.7% |
| Admin fee / account holder | $8,808 | $5,698+54.6% | $13,881-36.5% | $4,645+89.6% |