Filings through .
4 of 17 flags tripped on the 2025 filing.
Low participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Low participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
Low employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
Low assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$882K in admin expenses, $18 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
27 funds of $250K or more, counting each target-date vintage; shown as 17 lines, holding $508M of the plan's $536M. Recordkeeper: Empower.
Target-date series: Vanguard Target Retirement, collective trust, 42% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| Vanguard Target Retirement Vanguard · Collective trust Target-date, 11 vintages | $212M | 41.6% |
| Empower Guaranteed Interest Account Empower · Insurance contract Recordkeeper's own fund | $79.8M | 15.7% |
| Empower S&P 500 Index Separate Acct (IS) Empower · Insurance contract IndexRecordkeeper's own fund | $75.4M | 14.8% |
| Fidelity Contrafund K6 Fidelity (FMR) · Mutual fund | $29.5M | 5.8% |
| Vanguard Equity Income Fund Admiral Shares Vanguard · Mutual fund | $26.7M | 5.3% |
| Dodge & Cox Income Fund Class X Dodge & Cox · Mutual fund | $15.8M | 3.1% |
| Vanguard Total International Stock Index Fund Institutional Shares Vanguard · Mutual fund Index | $13.2M | 2.6% |
| AF Europac Fund R6 Capital Group · Mutual fund | $11.6M | 2.3% |
| Fidelity Small Cap Growth K6 Fund Fidelity (FMR) · Mutual fund | $8.7M | 1.7% |
| MFS Mid Cap Value Fund R6 MFS (Sun Life) · Mutual fund | $7.0M | 1.4% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
7 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 2 funds, dropped 2 funds, likely replaced 2 funds. Moved 2 funds from mutual fund to collective trust.
| Fund | Year-end value |
|---|---|
| Mutual fund to collective trustVanguard Target Retirement 2035 Fund Investor Shares to Vanguard Target Retirement 2035 Trust | $180M to $212M |
| DroppedVanguard Institutional Index Fund Institutional Shares | $68.7M |
| ReplacedHighLarge Cap Growth Portfolio I (Instl) to Fidelity Contrafund K6 | $25.0M to $29.5M |
Stable value and insurance contract lines, renames and class changes are not counted.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
7 more lines and 5 more changes in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 5 by compensation.
| Provider | Compensation |
|---|---|
EMPOWER ADVISORY GROUP, LLC3 years Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 Recordkeeping Fees | $577,677 |
EMPOWER ADVISORY GROUP, LLC4 years Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 Investment Management | $210,595 |
GALLAGHER FIDUCIARY ADVISORS, LLC10+ years Filed as: GALLAGHER BENEFIT SERVICES INC DBA Service code 27 1100 SUPERIOR AVE STE 1700 · CLEVELAND, OH 44114 Advisory (Plan) | $45,000 |
CROWE LLP2 years Service code 10 320 E JEFFERSON BLVD · SOUTH BEND, IN 46624 Accounting | $43,312 |
FEDEX KINKOS2 years Service code 99 PO BOX 672085 · DALLAS, TX 75267-2085 Other Fees | $5,463 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
7 feature codes on the 2025 filing.
Filed October 4, 2000.
This is a legacy paper filing. The plan administrator and contact details are only in the original filing. We have not converted them into data fields.
4 contacts
Phone and email for the actuary are on Pro.
11 filings · 2015 to 2025