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| Provider | Service type | Compensation |
|---|---|---|
AMEGY BANK OF TEXAS1+ years Service code 27 · EIN 76-0028668 | Advisory (Plan) | $37,670 |
Service code 37 · EIN 04-2647786 | Loan Processing | $7,300 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,246 | $62,324-27.4% | $68,509-34.0% | $55,191-18.0% |
| Participation rate | 64.2% | 78.9%-14.7pp | 74.7%-10.5pp | 69.2%-4.9pp |
| Annual return | -0.47% | 4.26%-4.7pp | 8.27%-8.7pp | 10.78%-11.3pp |
| Employer contribution / active EE | $1,183 | $2,223-46.8% | $2,278-48.1% | $1,899-37.7% |
| Participant deferral / active EE | $2,285 | $3,425-33.3% | $3,382-32.5% | $3,046-25.0% |
| Admin fee / account holder | $40 | $91-56.0% | $5,275-99.2% | $91-55.7% |