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| Provider | Service type | Compensation |
|---|---|---|
HARDY REED LLC3 years Service code 27 · EIN 20-5400340 | Advisory (Plan) | $46,120 |
Service code 37 · EIN 04-2647786 | Loan Processing | $29,277 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,217 | $84,784-21.9% | $98,462-32.7% | $74,473-11.1% |
| Participation rate | 57.0% | 81.5%-24.5pp | 75.2%-18.1pp | 70.7%-13.7pp |
| Annual return | 28.04% | 20.59%+7.4pp | 21.17%+6.9pp | 34.36%-6.3pp |
| Employer contribution / active EE | $1,615 | $3,364-52.0% | $3,049-47.0% | $2,638-38.8% |
| Participant deferral / active EE | $3,460 | $5,218-33.7% | $4,738-27.0% | $4,530-23.6% |
| Admin fee / account holder | $127 | $204-38.1% | $8,875-98.6% | $347-63.5% |