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| Provider | Service type | Compensation |
|---|---|---|
ZB NA1 year Service code 27 · EIN 76-0028668 | Advisory (Plan) | $45,763 |
Service code 37 · EIN 04-2647786 | Loan Processing | $8,550 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,221 | $74,024-30.8% | $78,002-34.3% | $57,658-11.2% |
| Participation rate | 65.4% | 79.7%-14.3pp | 75.5%-10.1pp | 70.2%-4.8pp |
| Annual return | 9.46% | 12.14%-2.7pp | 425.99%-416.5pp | 5.13%+4.3pp |
| Employer contribution / active EE | $1,350 | $2,365-42.9% | $2,470-45.4% | $1,974-31.6% |
| Participant deferral / active EE | $2,627 | $3,533-25.6% | $3,497-24.9% | $3,061-14.2% |
| Admin fee / account holder | $103 | $93+10.2% | $5,481-98.1% | $95+8.6% |