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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,688 | $91,536-26.1% | $130,062-48.0% | $75,177-10.0% |
| Participation rate | 57.0% | 71.5%-14.5pp | 78.5%-21.5pp | 67.2%-10.2pp |
| Annual return | 43.35% | -631.62%+675.0pp | -137.37%+180.7pp | 160.75%-117.4pp |
| Employer contribution / active EE | $1,567 | $2,845-44.9% | $4,322-63.7% | $2,671-41.3% |
| Participant deferral / active EE | $4,486 | $4,343+3.3% | $5,821-22.9% | $4,126+8.7% |
| Admin fee / account holder | $1,500 | $6,780-77.9% | $10,601-85.8% | $5,651-73.5% |