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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,962 | $99,994-22.0% | $146,647-46.8% | $85,851-9.2% |
| Participation rate | 52.0% | 73.1%-21.1pp | 80.1%-28.1pp | 69.3%-17.3pp |
| Annual return | 18.66% | 18.93%-0.3pp | 22.75%-4.1pp | 318.63%-300.0pp |
| Employer contribution / active EE | $1,453 | $2,559-43.2% | $4,137-64.9% | $2,565-43.3% |
| Participant deferral / active EE | $4,715 | $4,006+17.7% | $5,506-14.4% | $3,952+19.3% |
| Admin fee / account holder | $3,065 | $7,703-60.2% | $10,281-70.2% | $6,261-51.1% |