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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,159 | $83,485-48.3% | $125,195-65.5% | $72,976-40.9% |
| Participation rate | 56.3% | 73.3%-17.1pp | 79.8%-23.5pp | 69.5%-13.2pp |
| Annual return | 0.00% | 25.77%-25.8pp | 43.79%-43.8pp | 81.02%-81.0pp |
| Employer contribution / active EE | $835 | $2,346-64.4% | $3,866-78.4% | $2,440-65.8% |
| Participant deferral / active EE | $2,817 | $3,586-21.4% | $4,937-42.9% | $3,608-21.9% |
| Admin fee / account holder | $4,340 | $5,518-21.4% | $9,704-55.3% | $5,124-15.3% |