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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,748 | $88,203-31.1% | $165,100-63.2% | $74,478-18.4% |
| Participation rate | 45.9% | 73.1%-27.2pp | 78.6%-32.7pp | 67.2%-21.3pp |
| Annual return | 13.36% | 17.13%-3.8pp | 70.21%-56.9pp | 1370.56%-1357.2pp |
| Employer contribution / active EE | $1,145 | $2,601-56.0% | $4,348-73.7% | $2,626-56.4% |
| Participant deferral / active EE | $3,534 | $4,505-21.6% | $6,035-41.4% | $4,350-18.8% |
| Admin fee / account holder | $1,582 | $2,235-29.2% | $12,696-87.5% | $1,946-18.7% |