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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,948 | $59,819+42.0% | $79,583+6.7% | $68,490+24.0% |
| Participation rate | 69.2% | 61.1%+8.2pp | 69.5%-0.3pp | 67.9%+1.3pp |
| Annual return | -10.95% | -12.30%+1.3pp | 0.16%-11.1pp | -7.85%-3.1pp |
| Employer contribution / active EE | $1,562 | $1,505+3.7% | $2,414-35.3% | $2,597-39.9% |
| Participant deferral / active EE | $2,933 | $3,025-3.0% | $3,986-26.4% | $4,028-27.2% |
| Admin fee / account holder | $5,536 | $4,835+14.5% | $6,835-19.0% | $5,403+2.5% |