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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,083 | $106,894-20.4% | $84,016+1.3% | $152,870-44.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.4%+17.6pp |
| Annual return | 20.95% | 104.99%-84.0pp | 71.31%-50.4pp | 345.34%-324.4pp |
| Employer contribution / active EE | $2,337 | $2,734-14.5% | $1,983+17.9% | $4,763-50.9% |
| Participant deferral / active EE | $3,361 | $4,011-16.2% | $3,239+3.8% | $5,850-42.6% |
| Admin fee / account holder | $352 | $8,286-95.8% | $6,101-94.2% | $11,597-97.0% |