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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,302 | $112,933-16.5% | $90,970+3.7% | $158,982-40.7% |
| Participation rate | 91.3% | 74.7%+16.6pp | 69.0%+22.3pp | 82.0%+9.3pp |
| Annual return | 13.11% | 215.82%-202.7pp | 134.60%-121.5pp | 302.99%-289.9pp |
| Employer contribution / active EE | $2,132 | $2,893-26.3% | $2,122+0.5% | $4,763-55.2% |
| Participant deferral / active EE | $4,288 | $4,128+3.9% | $3,373+27.1% | $5,983-28.3% |
| Admin fee / account holder | $769 | $8,047-90.4% | $5,961-87.1% | $11,252-93.2% |