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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,456 | $125,184+71.3% | $105,607+103.1% | $145,884+47.0% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 14.37% | 225.00%-210.6pp | 116.11%-101.7pp | 551.85%-537.5pp |
| Employer contribution / active EE | $3,022 | $3,720-18.8% | $3,167-4.6% | $4,662-35.2% |
| Participant deferral / active EE | $2,540 | $5,714-55.5% | $5,011-49.3% | $6,690-62.0% |
| Admin fee / account holder | $1,683 | $17,133-90.2% | $10,958-84.6% | $13,392-87.4% |