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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,590 | $99,079-12.6% | $78,002+11.0% | $273,972-68.4% |
| Participation rate | 92.9% | 78.6%+14.3pp | 75.5%+17.3pp | 83.0%+9.8pp |
| Annual return | 1.88% | 217.93%-216.0pp | 425.99%-424.1pp | 41.46%-39.6pp |
| Employer contribution / active EE | $10,128 | $3,308+206.2% | $2,470+310.0% | $4,869+108.0% |
| Participant deferral / active EE | $2,231 | $4,306-48.2% | $3,497-36.2% | $5,287-57.8% |
| Admin fee / account holder | $9,461 | $8,954+5.7% | $5,481+72.6% | $10,133-6.6% |