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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,933 | $154,228+45.2% | $145,433+54.0% | $137,256+63.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 9.34% | 74.59%-65.2pp | 66.58%-57.2pp | 220.34%-211.0pp |
| Employer contribution / active EE | $3,202 | $4,804-33.3% | $4,554-29.7% | $4,156-22.9% |
| Participant deferral / active EE | $13,352 | $8,216+62.5% | $7,897+69.1% | $6,407+108.4% |
| Admin fee / account holder | $161,084 | $14,344+1023.0% | $13,129+1126.9% | $12,270+1212.8% |