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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,505 | $138,078+89.4% | $125,363+108.6% | $134,509+94.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -8.42% | 750.49%-758.9pp | 572.15%-580.6pp | 418.13%-426.6pp |
| Employer contribution / active EE | $15,596 | $5,245+197.4% | $4,815+223.9% | $4,741+229.0% |
| Participant deferral / active EE | $13,553 | $7,800+73.8% | $7,447+82.0% | $6,400+111.7% |
| Admin fee / account holder | $1,232 | $11,566-89.3% | $10,005-87.7% | $11,427-89.2% |