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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Participant loan processing; Investme... | $323,335 |
Service code 27 · EIN 36-4291971 | Advisory (Plan) | $40,833 |
NATIONAL FINANCIAL SERVICES2 years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,657 | $50,574-29.5% | $169,390-78.9% | $80,157-55.5% |
| Participation rate | 96.4% | 67.8%+28.6pp | 77.2%+19.2pp | 72.9%+23.4pp |
| Annual return | 20.43% | 22.92%-2.5pp | 406.07%-385.6pp | 40.39%-20.0pp |
| Employer contribution / active EE | $1,990 | $1,693+17.5% | $4,013-50.4% | $2,977-33.2% |
| Participant deferral / active EE | $8,128 | $4,164+95.2% | $6,222+30.6% | $5,015+62.1% |
| Admin fee / account holder | $72 | $107-32.7% | $9,015-99.2% | $145-50.4% |