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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Direct payment from the plan; Float r... | $335,129 |
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 16 · EIN 35-2552359 | Consulting | $20,000 |
Service code 33 · EIN 04-3523567 | Securities brokerage commissions and ... | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,015 | $42,504-43.5% | $160,009-85.0% | $77,906-69.2% |
| Participation rate | 96.5% | 66.9%+29.6pp | 78.0%+18.5pp | 73.7%+22.8pp |
| Annual return | -17.21% | -12.43%-4.8pp | 408.85%-426.1pp | 12.16%-29.4pp |
| Employer contribution / active EE | $2,472 | $1,684+46.8% | $4,225-41.5% | $2,846-13.2% |
| Participant deferral / active EE | $8,675 | $3,919+121.4% | $6,183+40.3% | $4,805+80.5% |
| Admin fee / account holder | $61 | $98-37.3% | $8,715-99.3% | $133-53.8% |