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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,502 | $104,664+4.6% | $85,693+27.8% | $167,518-34.6% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 36.36% | 21.45%+14.9pp | 21.49%+14.9pp | 478.71%-442.4pp |
| Employer contribution / active EE | $2,807 | $3,337-15.9% | $2,618+7.2% | $4,838-42.0% |
| Participant deferral / active EE | $7,938 | $4,824+64.5% | $3,923+102.3% | $6,342+25.2% |
| Admin fee / account holder | $585 | $10,032-94.2% | $6,874-91.5% | $12,312-95.2% |